152 Wirans RdAnnistonAL36205
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 152 Wirans Rd, Anniston, AL, 36205 in Anniston speaks for itself: 10.92% gross on a $182,500 price, generating $1,661/mo in rent and $578/mo in net income after the $821/mo debt service. DSCR 2.02, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,930 stacks alongside $50,421 in projected five-year appreciation and $1,681/yr in principal reduction. Projected total cumulative return: $106,152.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.5% |
| Monthly Cash Flow | $578 | $300 |
City averages based on Anniston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,661 |
| Total Monthly Debt Service | $1,011 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.32 Acres lot
$N/A/sqft
$13 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36205, Anniston, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 140 (31.8%) |
| Renter Occupied HU | 254 (57.7%) |
| Vacant Housing Units | 46 (10.5%) |
| Median Home Value | $274,576 |
| Average Home Value | $310,145 |
Housing Distribution
Address Breakdown
Residential
405
Single Family
197
Multi-Family
208
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.32 Acres lot
$N/A/sqft
$13 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36205, Anniston, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 140 (31.8%) |
| Renter Occupied HU | 254 (57.7%) |
| Vacant Housing Units | 46 (10.5%) |
| Median Home Value | $274,576 |
| Average Home Value | $310,145 |
Housing Distribution
Address Breakdown
Residential
405
Single Family
197
Multi-Family
208
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kevin Strickland • Keller Williams Realty Group
Mls Name: GALMLS
Mls Provider:
Mls ID: #21425809
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.