152 Roxanne StClearfieldKY40313
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 152 Roxanne St, Clearfield, KY, 40313 in Clearfield: $1,841/mo in rent, $514/mo net, 10.13% gross yield, all on a $218,000 acquisition. The 1.88 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $60,229 in value, and $2,008/yr in principal paydown steadily builds equity. Projected total cumulative return: $115,710.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $514 | $950 |
City averages based on Clearfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,841 |
| Total Monthly Debt Service | $1,240 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
9,191 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40313, Clearfield, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,421 (100%) |
| Owner Occupied HU | 611 (43.0%) |
| Renter Occupied HU | 593 (41.7%) |
| Vacant Housing Units | 217 (15.3%) |
| Median Home Value | $153,693 |
| Average Home Value | $174,988 |
Housing Distribution
Address Breakdown
Residential
1,433
Single Family
1,433
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
9,191 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40313, Clearfield, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,421 (100%) |
| Owner Occupied HU | 611 (43.0%) |
| Renter Occupied HU | 593 (41.7%) |
| Vacant Housing Units | 217 (15.3%) |
| Median Home Value | $153,693 |
| Average Home Value | $174,988 |
Housing Distribution
Address Breakdown
Residential
1,433
Single Family
1,433
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maria Campbell • Dream Maker Realty, LLC
Mls Name: Imagine MLS
Mls ID: #25506192