15175 SE 128th AveClackamasOR97015
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 15175 SE 128th Ave, Clackamas, OR, 97015 in Clackamas worth modelling. At $649,890 with a 7.65% gross yield, the $4,142/mo rent leaves $189/mo after the $2,922/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.42 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $179,553 by year five; $5,986/yr in principal reduction adds further equity. Total projected return: $258,299.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $189 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,142 |
| Total Monthly Debt Service | $3,695 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
8,420 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97015, Clackamas, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,345 (100%) |
| Owner Occupied HU | 5,455 (58.4%) |
| Renter Occupied HU | 3,551 (38.0%) |
| Vacant Housing Units | 339 ( 3.6%) |
| Median Home Value | $588,820 |
| Average Home Value | $611,209 |
Housing Distribution
Address Breakdown
Residential
9,471
Single Family
8,114
Multi-Family
1,357
Businesses
1,875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
8,420 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97015, Clackamas, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,345 (100%) |
| Owner Occupied HU | 5,455 (58.4%) |
| Renter Occupied HU | 3,551 (38.0%) |
| Vacant Housing Units | 339 ( 3.6%) |
| Median Home Value | $588,820 |
| Average Home Value | $611,209 |
Housing Distribution
Address Breakdown
Residential
9,471
Single Family
8,114
Multi-Family
1,357
Businesses
1,875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices