1515 Riverside LnAdamsvilleTN38310
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.74% gross rental yield, 1515 Riverside Ln, Adamsville, TN, 38310 in Adamsville is priced for capital growth, not immediate cash flow. The $525,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $145,048 by year five, with $4,835/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.06) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $158,068.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.2% |
| Monthly Cash Flow | $(630) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,513 |
| Total Monthly Debt Service | $2,934 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38310, Adamsville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,074 (100%) |
| Owner Occupied HU | 2,057 (66.9%) |
| Renter Occupied HU | 552 (18.0%) |
| Vacant Housing Units | 465 (15.1%) |
| Median Home Value | $171,983 |
| Average Home Value | $195,388 |
Housing Distribution
Address Breakdown
Residential
2,571
Single Family
2,545
Multi-Family
26
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38310, Adamsville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,074 (100%) |
| Owner Occupied HU | 2,057 (66.9%) |
| Renter Occupied HU | 552 (18.0%) |
| Vacant Housing Units | 465 (15.1%) |
| Median Home Value | $171,983 |
| Average Home Value | $195,388 |
Housing Distribution
Address Breakdown
Residential
2,571
Single Family
2,545
Multi-Family
26
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Harbin • Crye-Leike Pickwick
Mls Name: MAAR
Mls ID: #10207468