1511 Carpenter StLa HabraCA90631
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis La Habra rental at 1511 Carpenter St, La Habra, CA, 90631 sits in the solid-income band: 9.46% gross yield, $8,512/mo rent, $1,831/mo net after the $4,856/mo debt service, DSCR 1.75. Entry price of $1,080,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $298,384 and $9,947/yr in principal reduction bring total cumulative return to $527,324.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.0% |
| Monthly Cash Flow | $1,831 | $250 |
City averages based on La Habra market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,512 |
| Total Monthly Debt Service | $6,251 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90631, La Habra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,069 (100%) |
| Owner Occupied HU | 13,492 (58.5%) |
| Renter Occupied HU | 8,941 (38.8%) |
| Vacant Housing Units | 636 ( 2.8%) |
| Median Home Value | $864,341 |
| Average Home Value | $953,190 |
Housing Distribution
Address Breakdown
Residential
22,861
Single Family
17,748
Multi-Family
5,113
Businesses
1,978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90631, La Habra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,069 (100%) |
| Owner Occupied HU | 13,492 (58.5%) |
| Renter Occupied HU | 8,941 (38.8%) |
| Vacant Housing Units | 636 ( 2.8%) |
| Median Home Value | $864,341 |
| Average Home Value | $953,190 |
Housing Distribution
Address Breakdown
Residential
22,861
Single Family
17,748
Multi-Family
5,113
Businesses
1,978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices