1511 2ND STREETSutherlandNE69165
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $200,000, 1511 2ND STREET, Sutherland, NE, 69165 in Sutherland generates $1,400/mo in rent (8.4% yield) but nets only $49/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.56) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $55,256. Total projected return: $79,571.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $49 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,400 |
| Total Monthly Debt Service | $1,271 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 69165, Sutherland, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 740 (100%) |
| Owner Occupied HU | 510 (68.9%) |
| Renter Occupied HU | 141 (19.1%) |
| Vacant Housing Units | 89 (12.0%) |
| Median Home Value | $242,279 |
| Average Home Value | $281,172 |
Housing Distribution
Address Breakdown
Residential
519
Single Family
518
Multi-Family
1
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 69165, Sutherland, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 740 (100%) |
| Owner Occupied HU | 510 (68.9%) |
| Renter Occupied HU | 141 (19.1%) |
| Vacant Housing Units | 89 (12.0%) |
| Median Home Value | $242,279 |
| Average Home Value | $281,172 |
Housing Distribution
Address Breakdown
Residential
519
Single Family
518
Multi-Family
1
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Lincoln County BOR (NE)
Mls ID: #26881