1501 Filbert St #PH7CSan FranciscoCA94123
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1501 Filbert St #PH7C, San Francisco, CA, 94123 in San Francisco at $1,731,600, 4.24% gross yield, is a market-growth asset. Rental yield 4.24%. The $6,118/mo rent partially funds the $7,786/mo debt service; the core return is the 5%/yr price growth projected to add $478,409 over five years. Ziffy Mortgage's DSCR mortgage (0.79) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $319,708.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 4.5% |
| Monthly Cash Flow | $(5,282) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,118 |
| Total Monthly Debt Service | $10,711 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2014
N/A lot
$N/A/sqft
$688 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94123, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,019 (100%) |
| Owner Occupied HU | 3,693 (21.7%) |
| Renter Occupied HU | 11,556 (67.9%) |
| Vacant Housing Units | 1,770 (10.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,858,332 |
Housing Distribution
Address Breakdown
Residential
15,098
Single Family
4,628
Multi-Family
10,470
Businesses
1,105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2014
N/A lot
$N/A/sqft
$688 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94123, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,019 (100%) |
| Owner Occupied HU | 3,693 (21.7%) |
| Renter Occupied HU | 11,556 (67.9%) |
| Vacant Housing Units | 1,770 (10.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,858,332 |
Housing Distribution
Address Breakdown
Residential
15,098
Single Family
4,628
Multi-Family
10,470
Businesses
1,105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Callum C. Hutchins • Sotheby's International Realty
Mls Name: SFAR
Mls Provider:
Mls ID: #489635
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.