1501 Commonwealth Ave #PH1BostonMA02135
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1501 Commonwealth Ave #PH1, Boston, MA, 02135 in Boston is capital appreciation. Rental yield 5.19%. The 5.19% gross yield at $1,250,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $345,352 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.96) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $315,223.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 4.2% |
| Monthly Cash Flow | $(3,270) | $1,850 |
City averages based on Boston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,402 |
| Total Monthly Debt Service | $7,381 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2015
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02135, Brighton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,602 (100%) |
| Owner Occupied HU | 4,576 (19.4%) |
| Renter Occupied HU | 17,332 (73.4%) |
| Vacant Housing Units | 1,694 ( 7.2%) |
| Median Home Value | $758,056 |
| Average Home Value | $799,045 |
Housing Distribution
Address Breakdown
Residential
23,145
Single Family
7,348
Multi-Family
15,797
Businesses
904
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2015
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02135, Brighton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,602 (100%) |
| Owner Occupied HU | 4,576 (19.4%) |
| Renter Occupied HU | 17,332 (73.4%) |
| Vacant Housing Units | 1,694 ( 7.2%) |
| Median Home Value | $758,056 |
| Average Home Value | $799,045 |
Housing Distribution
Address Breakdown
Residential
23,145
Single Family
7,348
Multi-Family
15,797
Businesses
904
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cook Real Estate Partners • Keller Williams Elite
Mls Name: MLS PIN
Mls ID: #73464302