150 East StHadleyMA01035
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 150 East St, Hadley, MA, 01035 in Hadley aligned with their strategy. Rental yield 6.25%. DSCR 1.16 and 6.25% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $6,499/yr in paydown build toward a projected cumulative return of $218,297.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 5.5% |
| Monthly Cash Flow | $(772) | $450 |
City averages based on Hadley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,676 |
| Total Monthly Debt Service | $4,167 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01035, Hadley, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,397 (100%) |
| Owner Occupied HU | 1,569 (65.5%) |
| Renter Occupied HU | 703 (29.3%) |
| Vacant Housing Units | 125 ( 5.2%) |
| Median Home Value | $542,370 |
| Average Home Value | $566,437 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,024
Multi-Family
184
Businesses
464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01035, Hadley, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,397 (100%) |
| Owner Occupied HU | 1,569 (65.5%) |
| Renter Occupied HU | 703 (29.3%) |
| Vacant Housing Units | 125 ( 5.2%) |
| Median Home Value | $542,370 |
| Average Home Value | $566,437 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,024
Multi-Family
184
Businesses
464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A