15 Spinnaker Reef Ct, Baltimore, MD, 21220 | $823/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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15 Spinnaker Reef Ct, Baltimore, MD, 21220 | $823/mo Cash Flow | Ziffy

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 15 Spinnaker Reef Ct, Baltimore, MD, 21220 at $455,000 posts ROI 26.46% with $823/mo cash flow from $3,653/mo rent. Total monthly income equals $3,653/mo, and annual cash flow records $9,878/yr on $150,833 to close. Return on cash invested measures 26.46% and rental yield reads 9.63% at the current $455,000. Equity gained on principal adds $2,936/yr, and 5% annual appreciation supports $125,708 by year five. Five-year ROI prints 138.02% and total cumulative return in cash totals $208,180.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $3,653/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).

Single Family

Built in 1995

6,969 sqft lot

$N/A/sqft

No HOA

More details about the property

Beautifully updated 4-bedroom, 3 full bath single family home located in the highly desirable Seneca Harbor neighborhood. Situated on a quiet cul-de-sac, this home offers fantastic curb appeal with a charming covered front porch and a spacious 2-car garage. Interior features include hardwood floors, ceramic tile bathrooms, and a thoughtfully updated layout throughout. The kitchen and dining areas flow seamlessly to a rear Trex deck, perfect for entertaining. Enjoy privacy and security in the vinyl-fenced backyard. The finished walkout lower level offers flexible space for a family room, guest suite, or home office, and includes a full bath. Additional highlights include Sought-after water-oriented community, Move-in ready condition, Ample storage and plenty of natural light. Convenient location close to parks, marinas, and commuter routes. Dont miss the opportunity to own in one of the areas most coveted neighborhoods.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21220, Middle River, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	18,638 (100%)
Owner Occupied HU	11,529 (61.9%)
Renter Occupied HU	5,869 (31.5%)
Vacant Housing Units	1,240 ( 6.7%)
Median Home Value	$340,792
Average Home Value	$401,193