15 Penhurst RdRochesterNY14610
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 15 Penhurst Rd, Rochester, NY, 14610 in Rochester speaks for itself: 17.18% gross on a $184,800 price, generating $2,646/mo in rent and $1,412/mo in net income after the $831/mo debt service. DSCR 3.18, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,943 stacks alongside $51,057 in projected five-year appreciation and $1,702/yr in principal reduction. Projected total cumulative return: $161,351.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 6.2% |
| Monthly Cash Flow | $1,412 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,646 |
| Total Monthly Debt Service | $1,161 |
| DSCR Ratio | 2.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14610, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,951 (100%) |
| Owner Occupied HU | 4,025 (50.6%) |
| Renter Occupied HU | 3,464 (43.6%) |
| Vacant Housing Units | 462 ( 5.8%) |
| Median Home Value | $304,262 |
| Average Home Value | $353,386 |
Housing Distribution
Address Breakdown
Residential
7,356
Single Family
4,739
Multi-Family
2,617
Businesses
551
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14610, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,951 (100%) |
| Owner Occupied HU | 4,025 (50.6%) |
| Renter Occupied HU | 3,464 (43.6%) |
| Vacant Housing Units | 462 ( 5.8%) |
| Median Home Value | $304,262 |
| Average Home Value | $353,386 |
Housing Distribution
Address Breakdown
Residential
7,356
Single Family
4,739
Multi-Family
2,617
Businesses
551
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices