15 Park AveDe KalbMS39328
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 15 Park Ave, De Kalb, MS, 39328 in De Kalb. At $109,000 it earns $985/mo in rent and distributes $318/mo to the owner after the $490/mo payment, a consistent 10.85% yield. DSCR 2.01 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $30,115 in value; $1,004/yr in principal paydown compounds ownership stake. Total projected return: $61,785.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $318 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $985 |
| Total Monthly Debt Service | $624 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39328, De Kalb, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,902 (100%) |
| Owner Occupied HU | 1,265 (66.5%) |
| Renter Occupied HU | 349 (18.3%) |
| Vacant Housing Units | 288 (15.1%) |
| Median Home Value | $96,601 |
| Average Home Value | $143,700 |
Housing Distribution
Address Breakdown
Residential
1,836
Single Family
1,836
Multi-Family
0
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39328, De Kalb, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,902 (100%) |
| Owner Occupied HU | 1,265 (66.5%) |
| Renter Occupied HU | 349 (18.3%) |
| Vacant Housing Units | 288 (15.1%) |
| Median Home Value | $96,601 |
| Average Home Value | $143,700 |
Housing Distribution
Address Breakdown
Residential
1,836
Single Family
1,836
Multi-Family
0
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: DAWN FIELD • PHILIP GOOD REALTY
Mls Name: Greater Golden Triangle Realtors
Mls ID: #26-96