15 Grant StDorchesterMA02125
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.75% gross rental yield, 15 Grant St, Dorchester, MA, 02125 in Dorchester is priced for capital growth, not immediate cash flow. The $1,219,500 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $336,925 by year five, with $11,232/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.62) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $186,540.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 5.8% |
| Monthly Cash Flow | $(2,994) | $450 |
City averages based on Dorchester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,390 |
| Total Monthly Debt Service | $7,201 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1922
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02125, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,153 (100%) |
| Owner Occupied HU | 4,132 (27.3%) |
| Renter Occupied HU | 9,619 (63.5%) |
| Vacant Housing Units | 1,402 ( 9.3%) |
| Median Home Value | $730,658 |
| Average Home Value | $783,180 |
Housing Distribution
Address Breakdown
Residential
13,667
Single Family
5,015
Multi-Family
8,652
Businesses
562
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1922
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02125, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,153 (100%) |
| Owner Occupied HU | 4,132 (27.3%) |
| Renter Occupied HU | 9,619 (63.5%) |
| Vacant Housing Units | 1,402 ( 9.3%) |
| Median Home Value | $730,658 |
| Average Home Value | $783,180 |
Housing Distribution
Address Breakdown
Residential
13,667
Single Family
5,015
Multi-Family
8,652
Businesses
562
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A