15 Dix St SUITE 9WinchesterMA01890
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 15 Dix St SUITE 9, Winchester, MA, 01890 in Winchester worth study. Rental yield 5.11%. The 5.11% gross yield is below cash-flow benchmarks at $995,000, but 5% annual appreciation, adding $274,900 over five years, frames this as a capital growth position. Rent of $4,241/mo partially offsets the $4,474/mo payment. Ziffy Mortgage finances appreciation-play properties (0.95 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $170,936.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 5.0% |
| Monthly Cash Flow | $(3,301) | $700 |
City averages based on Winchester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,241 |
| Total Monthly Debt Service | $7,146 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2017
0.81 Acres lot
$N/A/sqft
$1,083 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01890, Winchester, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,302 (100%) |
| Owner Occupied HU | 6,554 (78.9%) |
| Renter Occupied HU | 1,289 (15.5%) |
| Vacant Housing Units | 459 ( 5.5%) |
| Median Home Value | $1,305,712 |
| Average Home Value | $1,367,316 |
Housing Distribution
Address Breakdown
Residential
8,296
Single Family
7,442
Multi-Family
854
Businesses
740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2017
0.81 Acres lot
$N/A/sqft
$1,083 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01890, Winchester, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,302 (100%) |
| Owner Occupied HU | 6,554 (78.9%) |
| Renter Occupied HU | 1,289 (15.5%) |
| Vacant Housing Units | 459 ( 5.5%) |
| Median Home Value | $1,305,712 |
| Average Home Value | $1,367,316 |
Housing Distribution
Address Breakdown
Residential
8,296
Single Family
7,442
Multi-Family
854
Businesses
740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices