14987 Highway 39EubankKY42567
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 14987 Highway 39, Eubank, KY, 42567 in Eubank. Priced at $100,000, it generates $1,322/mo in gross rent and $714/mo in net monthly cash flow, a 15.87% yield that comfortably supports the 2.94 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,565. Five-year appreciation: $27,628. Equity from principal paydown: $921/yr. Total projected cumulative return: $83,765.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.9% | 6.5% |
| Monthly Cash Flow | $714 | $850 |
City averages based on Eubank market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,322 |
| Total Monthly Debt Service | $569 |
| DSCR Ratio | 2.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2016
1.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42567, Eubank, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,718 (100%) |
| Owner Occupied HU | 1,918 (70.6%) |
| Renter Occupied HU | 486 (17.9%) |
| Vacant Housing Units | 314 (11.6%) |
| Median Home Value | $160,035 |
| Average Home Value | $179,136 |
Housing Distribution
Address Breakdown
Residential
2,395
Single Family
2,395
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2016
1.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42567, Eubank, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,718 (100%) |
| Owner Occupied HU | 1,918 (70.6%) |
| Renter Occupied HU | 486 (17.9%) |
| Vacant Housing Units | 314 (11.6%) |
| Median Home Value | $160,035 |
| Average Home Value | $179,136 |
Housing Distribution
Address Breakdown
Residential
2,395
Single Family
2,395
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Millie Weaver Team - Millie Weaver • Lake Cumberland Real Estate Professionals
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #24019343
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.