14977 Rowan Oak StGulfportMS39503
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 14977 Rowan Oak St, Gulfport, MS, 39503 in Gulfport. At $169,990 it earns $1,289/mo in rent and distributes $226/mo to the owner after the $764/mo payment, a consistent 9.1% yield. DSCR 1.69 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $46,965 in value; $1,566/yr in principal paydown compounds ownership stake. Total projected return: $79,124.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 10.0% |
| Monthly Cash Flow | $226 | $850 |
City averages based on Gulfport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,289 |
| Total Monthly Debt Service | $995 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
4,356 sqft lot
$N/A/sqft
$270 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
4,356 sqft lot
$N/A/sqft
$270 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bryan S Sumner • Meritage Homes of Mississippi, Inc.
Mls Name: MLS United
Mls ID: #4119286
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.