1497 210th Ave NPerleyMN56574
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1497 210th Ave N, Perley, MN, 56574 in Perley speaks for itself: 20.42% gross on a $129,000 price, generating $2,195/mo in rent and $1,350/mo in net income after the $580/mo debt service. DSCR 3.78, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,204 stacks alongside $35,640 in projected five-year appreciation and $1,188/yr in principal reduction. Projected total cumulative return: $136,032.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.4% | 6.0% |
| Monthly Cash Flow | $1,350 | $350 |
City averages based on Perley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,195 |
| Total Monthly Debt Service | $793 |
| DSCR Ratio | 2.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56574, Perley, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 86 (100%) |
| Owner Occupied HU | 68 (79.1%) |
| Renter Occupied HU | 9 (10.5%) |
| Vacant Housing Units | 9 (10.5%) |
| Median Home Value | $200,000 |
| Average Home Value | $241,801 |
Housing Distribution
Address Breakdown
Residential
81
Single Family
81
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56574, Perley, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 86 (100%) |
| Owner Occupied HU | 68 (79.1%) |
| Renter Occupied HU | 9 (10.5%) |
| Vacant Housing Units | 9 (10.5%) |
| Median Home Value | $200,000 |
| Average Home Value | $241,801 |
Housing Distribution
Address Breakdown
Residential
81
Single Family
81
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices