14946 Rowan Oak StGulfportMS39503
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 14946 Rowan Oak St, Gulfport, MS, 39503 in Gulfport earns a 9.27% gross yield at $173,990. Rent of $1,344/mo nets $256/mo after the $782/mo mortgage. The 1.72 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $48,070 and $1,602/yr in equity accumulation project a total cumulative return of $82,598.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 10.0% |
| Monthly Cash Flow | $256 | $850 |
City averages based on Gulfport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,344 |
| Total Monthly Debt Service | $1,018 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
4,356 sqft lot
$N/A/sqft
$270 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
4,356 sqft lot
$N/A/sqft
$270 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bryan S Sumner • Meritage Homes of Mississippi, Inc.
Mls Name: MLS United
Mls ID: #4135285
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.