1491 2nd AveRochelleGA31079
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Rochelle rentals match the income profile of 1491 2nd Ave, Rochelle, GA, 31079. Listed at $135,000, gross rent is $1,460/mo and net cash flow is $639/mo, a 12.98% yield well above national averages. DSCR 2.41 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $37,298 by year five with $1,243/yr in annual principal reduction, projecting $92,258 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 8.0% |
| Monthly Cash Flow | $639 | $200 |
City averages based on Rochelle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,460 |
| Total Monthly Debt Service | $768 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31079, Rochelle, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,220 (100%) |
| Owner Occupied HU | 752 (61.6%) |
| Renter Occupied HU | 233 (19.1%) |
| Vacant Housing Units | 235 (19.3%) |
| Median Home Value | $85,185 |
| Average Home Value | $181,190 |
Housing Distribution
Address Breakdown
Residential
681
Single Family
681
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31079, Rochelle, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,220 (100%) |
| Owner Occupied HU | 752 (61.6%) |
| Renter Occupied HU | 233 (19.1%) |
| Vacant Housing Units | 235 (19.3%) |
| Median Home Value | $85,185 |
| Average Home Value | $181,190 |
Housing Distribution
Address Breakdown
Residential
681
Single Family
681
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices