14876 W FERN HAMMOCK DriveJacksonvilleFL32258
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 14876 W FERN HAMMOCK Drive, Jacksonville, FL, 32258 in Jacksonville speaks for itself: 12.21% gross on a $399,999 price, generating $4,070/mo in rent and $1,264/mo in net income after the $1,799/mo debt service. DSCR 2.26, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $15,165 stacks alongside $110,512 in projected five-year appreciation and $3,684/yr in principal reduction. Projected total cumulative return: $234,417.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.2% |
| Monthly Cash Flow | $1,264 | $450 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,070 |
| Total Monthly Debt Service | $2,647 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
6,969 sqft lot
$N/A/sqft
$86 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32258, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,685 (100%) |
| Owner Occupied HU | 10,818 (61.2%) |
| Renter Occupied HU | 5,661 (32.0%) |
| Vacant Housing Units | 1,206 ( 6.8%) |
| Median Home Value | $398,141 |
| Average Home Value | $420,702 |
Housing Distribution
Address Breakdown
Residential
17,179
Single Family
11,456
Multi-Family
5,723
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
6,969 sqft lot
$N/A/sqft
$86 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32258, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,685 (100%) |
| Owner Occupied HU | 10,818 (61.2%) |
| Renter Occupied HU | 5,661 (32.0%) |
| Vacant Housing Units | 1,206 ( 6.8%) |
| Median Home Value | $398,141 |
| Average Home Value | $420,702 |
Housing Distribution
Address Breakdown
Residential
17,179
Single Family
11,456
Multi-Family
5,723
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices