14858 Rio Nido RdGuernevilleCA95446
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 14858 Rio Nido Rd, Guerneville, CA, 95446 in Guerneville deserves attention. This $469,000 property earns $4,472/mo in rent, a 11.44% gross yield, and nets $1,468/mo after the $2,109/mo payment. DSCR 2.12 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $129,576 compounds alongside $4,320/yr in yearly equity build, for a total cumulative return of $272,771.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.5% |
| Monthly Cash Flow | $1,468 | $1,500 |
City averages based on Guerneville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,472 |
| Total Monthly Debt Service | $2,818 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95446, Guerneville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,254 (100%) |
| Owner Occupied HU | 1,296 (39.8%) |
| Renter Occupied HU | 853 (26.2%) |
| Vacant Housing Units | 1,105 (34.0%) |
| Median Home Value | $863,402 |
| Average Home Value | $957,448 |
Housing Distribution
Address Breakdown
Residential
2,562
Single Family
2,562
Multi-Family
0
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95446, Guerneville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,254 (100%) |
| Owner Occupied HU | 1,296 (39.8%) |
| Renter Occupied HU | 853 (26.2%) |
| Vacant Housing Units | 1,105 (34.0%) |
| Median Home Value | $863,402 |
| Average Home Value | $957,448 |
Housing Distribution
Address Breakdown
Residential
2,562
Single Family
2,562
Multi-Family
0
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices