1484 Ray St, Prentiss, MS, 39474 | $93/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Prentiss at 1484 Ray St, Prentiss, MS, 39474 with 5% annual appreciation on a $164,900 basis while $1,115/mo rent supports operations. Total monthly income totals $1,115/mo and a $807/mo payment preserves $93/mo for cash returns. Annual cash flow comes to $1,112/yr on $54,664 deployed, and return on cash invested reaches 21.94% in year one. Equity gained on principal adds $1,064/yr, and five-year appreciation sums $45,559 alongside rental yield of 8.11%. Five-year ROI measures 113.76% and total cumulative return in cash totals $62,188.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,115/mo property income versus a $807/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1971

0.34 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39474, Prentiss, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,689 (100%)
Owner Occupied HU	1,891 (70.3%)
Renter Occupied HU	422 (15.7%)
Vacant Housing Units	376 (14.0%)
Median Home Value	$104,816
Average Home Value	$152,831