14826 County Road 509AvaMO65608
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 14826 County Road 509, Ava, MO, 65608 in Ava: $3,193/mo in rent, $490/mo in net income, 8.83% gross yield, 1.64 DSCR, all at $434,100. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $119,934 in appreciation and $3,998/yr in principal paydown projects total cumulative return of $196,211.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $490 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,193 |
| Total Monthly Debt Service | $2,531 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65608, Ava, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,871 (100%) |
| Owner Occupied HU | 2,633 (68.0%) |
| Renter Occupied HU | 763 (19.7%) |
| Vacant Housing Units | 475 (12.3%) |
| Median Home Value | $172,754 |
| Average Home Value | $217,289 |
Housing Distribution
Address Breakdown
Residential
3,880
Single Family
3,860
Multi-Family
20
Businesses
335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65608, Ava, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,871 (100%) |
| Owner Occupied HU | 2,633 (68.0%) |
| Renter Occupied HU | 763 (19.7%) |
| Vacant Housing Units | 475 (12.3%) |
| Median Home Value | $172,754 |
| Average Home Value | $217,289 |
Housing Distribution
Address Breakdown
Residential
3,880
Single Family
3,860
Multi-Family
20
Businesses
335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices