14820 Wendling Soda Creek RdNavarroCA95463
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 14820 Wendling Soda Creek Rd, Navarro, CA, 95463 in Navarro earns a 8.76% gross yield at $950,000. Rent of $6,931/mo nets $1,054/mo after the $4,272/mo mortgage. The 1.62 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $262,467 and $8,750/yr in equity accumulation project a total cumulative return of $428,031.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $1,054 | $1,500 |
City averages based on Navarro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,931 |
| Total Monthly Debt Service | $5,499 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1904
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95463, Navarro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 117 (100%) |
| Owner Occupied HU | 62 (53.0%) |
| Renter Occupied HU | 31 (26.5%) |
| Vacant Housing Units | 24 (20.5%) |
| Median Home Value | $800,000 |
| Average Home Value | $869,758 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1904
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95463, Navarro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 117 (100%) |
| Owner Occupied HU | 62 (53.0%) |
| Renter Occupied HU | 31 (26.5%) |
| Vacant Housing Units | 24 (20.5%) |
| Median Home Value | $800,000 |
| Average Home Value | $869,758 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices