14800 Gamble CtRough And ReadyCA95975
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 14800 Gamble Ct, Rough And Ready, CA, 95975 in Rough And Ready. At $859,000 it earns $6,468/mo in rent and distributes $1,051/mo to the owner after the $3,863/mo payment, a consistent 9.04% yield. DSCR 1.67 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $237,326 in value; $7,911/yr in principal paydown compounds ownership stake. Total projected return: $393,781.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $1,051 | $300 |
City averages based on Rough And Ready market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,468 |
| Total Monthly Debt Service | $5,075 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
18.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95975, Rough And Ready, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 961 (100%) |
| Owner Occupied HU | 701 (72.9%) |
| Renter Occupied HU | 138 (14.4%) |
| Vacant Housing Units | 122 (12.7%) |
| Median Home Value | $619,885 |
| Average Home Value | $609,319 |
Housing Distribution
Address Breakdown
Residential
548
Single Family
548
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
18.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95975, Rough And Ready, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 961 (100%) |
| Owner Occupied HU | 701 (72.9%) |
| Renter Occupied HU | 138 (14.4%) |
| Vacant Housing Units | 122 (12.7%) |
| Median Home Value | $619,885 |
| Average Home Value | $609,319 |
Housing Distribution
Address Breakdown
Residential
548
Single Family
548
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices