1480 Grandview StUplandCA91784
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1480 Grandview St, Upland, CA, 91784 in Upland at $1,071,500, 5.51% gross yield, is a market-growth asset. Rental yield 5.51%. The $4,921/mo rent partially funds the $4,818/mo debt service; the core return is the 5%/yr price growth projected to add $296,036 over five years. Ziffy Mortgage's DSCR mortgage (1.02) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $289,669.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 5.2% |
| Monthly Cash Flow | $(1,820) | $230 |
City averages based on Upland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,921 |
| Total Monthly Debt Service | $6,315 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
0.25 Acres lot
$N/A/sqft
$110 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91784, Upland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,952 (100%) |
| Owner Occupied HU | 8,289 (83.3%) |
| Renter Occupied HU | 1,473 (14.8%) |
| Vacant Housing Units | 190 ( 1.9%) |
| Median Home Value | $844,917 |
| Average Home Value | $878,450 |
Housing Distribution
Address Breakdown
Residential
10,109
Single Family
10,078
Multi-Family
31
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
0.25 Acres lot
$N/A/sqft
$110 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91784, Upland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,952 (100%) |
| Owner Occupied HU | 8,289 (83.3%) |
| Renter Occupied HU | 1,473 (14.8%) |
| Vacant Housing Units | 190 ( 1.9%) |
| Median Home Value | $844,917 |
| Average Home Value | $878,450 |
Housing Distribution
Address Breakdown
Residential
10,109
Single Family
10,078
Multi-Family
31
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices