148 Lemon Tree CirVacavilleCA95687
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow148 Lemon Tree Cir, Vacaville, CA, 95687 in Vacaville is a top-tier cash-flow asset. At $159,000 it produces $2,786/mo in rent and $953/mo in net monthly income, a 21.03% gross rental yield. The DSCR of 3.90 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $11,433. Five-year appreciation adds $43,929, driving a total cumulative return of $125,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21% | 6.0% |
| Monthly Cash Flow | $953 | $1,000 |
City averages based on Vacaville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,786 |
| Total Monthly Debt Service | $1,770 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
N/A lot
$N/A/sqft
$850 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95687, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,485 (100%) |
| Owner Occupied HU | 15,822 (62.1%) |
| Renter Occupied HU | 8,727 (34.2%) |
| Vacant Housing Units | 936 ( 3.7%) |
| Median Home Value | $629,346 |
| Average Home Value | $639,270 |
Housing Distribution
Address Breakdown
Residential
25,066
Single Family
20,621
Multi-Family
4,445
Businesses
878
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
N/A lot
$N/A/sqft
$850 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95687, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,485 (100%) |
| Owner Occupied HU | 15,822 (62.1%) |
| Renter Occupied HU | 8,727 (34.2%) |
| Vacant Housing Units | 936 ( 3.7%) |
| Median Home Value | $629,346 |
| Average Home Value | $639,270 |
Housing Distribution
Address Breakdown
Residential
25,066
Single Family
20,621
Multi-Family
4,445
Businesses
878
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices