148 Lafayette Cir, Ocean Springs, MS, 39564 | $376/mo Cash Flow

For Sale

Airbnb Potential

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Ocean Springs at 148 Lafayette Cir, Ocean Springs, MS, 39564 offers $1,844/mo rent that, after a $1,162/mo payment, leaves $376/mo cash flow. Total monthly income is $1,844/mo, and annual cash flow is $4,515/yr on $78,731 cash. Return on cash invested measures 25.64% in year one, and rental yield stands at 9.32% at a $237,500 entry. Equity gained on principal adds $1,533/yr while 5% annual appreciation compounds into $65,617 by year five. Five-year ROI records 133.62% and total cumulative return in cash reaches $105,201. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,844/mo property income versus a $1,162/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1961

0.29 Acres lot

$N/A/sqft

No HOA