14724 S Budlong AveGardenaCA90247
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.72% gross rental yield, 14724 S Budlong Ave, Gardena, CA, 90247 in Gardena is priced for capital growth, not immediate cash flow. The $995,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $274,900 by year five, with $9,164/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.69) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $179,588.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 6.5% |
| Monthly Cash Flow | $(3,072) | $350 |
City averages based on Gardena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,083 |
| Total Monthly Debt Service | $5,759 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1962
7,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90247, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,389 (100%) |
| Owner Occupied HU | 6,764 (38.9%) |
| Renter Occupied HU | 9,928 (57.1%) |
| Vacant Housing Units | 697 ( 4.0%) |
| Median Home Value | $745,477 |
| Average Home Value | $804,037 |
Housing Distribution
Address Breakdown
Residential
17,156
Single Family
9,802
Multi-Family
7,354
Businesses
1,676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1962
7,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90247, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,389 (100%) |
| Owner Occupied HU | 6,764 (38.9%) |
| Renter Occupied HU | 9,928 (57.1%) |
| Vacant Housing Units | 697 ( 4.0%) |
| Median Home Value | $745,477 |
| Average Home Value | $804,037 |
Housing Distribution
Address Breakdown
Residential
17,156
Single Family
9,802
Multi-Family
7,354
Businesses
1,676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #SB26068008