1471 220th StSergeant BluffIA51054
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1471 220th St, Sergeant Bluff, IA, 51054 in Sergeant Bluff speaks for itself: 10.72% gross on a $290,000 price, generating $2,591/mo in rent and $707/mo in net income after the $1,304/mo debt service. DSCR 1.99, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,489 stacks alongside $80,122 in projected five-year appreciation and $2,671/yr in principal reduction. Projected total cumulative return: $155,888.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.0% |
| Monthly Cash Flow | $707 | $300 |
City averages based on Sergeant Bluff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,591 |
| Total Monthly Debt Service | $1,768 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51054, Sergeant Bluff, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,289 (100%) |
| Owner Occupied HU | 1,631 (71.3%) |
| Renter Occupied HU | 540 (23.6%) |
| Vacant Housing Units | 118 ( 5.2%) |
| Median Home Value | $315,902 |
| Average Home Value | $319,917 |
Housing Distribution
Address Breakdown
Residential
2,039
Single Family
2,039
Multi-Family
0
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51054, Sergeant Bluff, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,289 (100%) |
| Owner Occupied HU | 1,631 (71.3%) |
| Renter Occupied HU | 540 (23.6%) |
| Vacant Housing Units | 118 ( 5.2%) |
| Median Home Value | $315,902 |
| Average Home Value | $319,917 |
Housing Distribution
Address Breakdown
Residential
2,039
Single Family
2,039
Multi-Family
0
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kreighton Stokely • Keller Williams Siouxland
Mls Name: Northwest Iowa Regional BOR
Mls Provider:
Mls ID: #828605
Disclaimer: Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable, but not guaranteed.