147 Melanie LnBrandonFL33510
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Brandon rental at 147 Melanie Ln, Brandon, FL, 33510 sits in the solid-income band: 9.12% gross yield, $2,330/mo rent, $296/mo net after the $1,378/mo debt service, DSCR 1.69. Entry price of $306,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $84,680 and $2,823/yr in principal reduction bring total cumulative return to $135,927.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $296 | $800 |
City averages based on Brandon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,330 |
| Total Monthly Debt Service | $1,912 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
5,353 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33510, Brandon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,009 (100%) |
| Owner Occupied HU | 7,572 (63.1%) |
| Renter Occupied HU | 4,001 (33.3%) |
| Vacant Housing Units | 436 ( 3.6%) |
| Median Home Value | $359,230 |
| Average Home Value | $396,138 |
Housing Distribution
Address Breakdown
Residential
11,263
Single Family
8,698
Multi-Family
2,565
Businesses
313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
5,353 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33510, Brandon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,009 (100%) |
| Owner Occupied HU | 7,572 (63.1%) |
| Renter Occupied HU | 4,001 (33.3%) |
| Vacant Housing Units | 436 ( 3.6%) |
| Median Home Value | $359,230 |
| Average Home Value | $396,138 |
Housing Distribution
Address Breakdown
Residential
11,263
Single Family
8,698
Multi-Family
2,565
Businesses
313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices