105 S Obrien St UNIT 213TampaFL33609
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFinancing efficiency matters for international buyers, and 105 S Obrien St UNIT 213, Tampa, FL, 33609 in Tampa offers it: the 2.04 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 11.02%. Long-term, 5% appreciation is forecast to add $72,109, and $2,404/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $92,882.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 3.0% |
| Monthly Cash Flow | $(157) | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,396 |
| Total Monthly Debt Service | $2,450 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1970
2 sqft lot
$N/A/sqft
$706 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33609, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,835 (100%) |
| Owner Occupied HU | 5,516 (56.1%) |
| Renter Occupied HU | 3,587 (36.5%) |
| Vacant Housing Units | 732 ( 7.4%) |
| Median Home Value | $636,457 |
| Average Home Value | $785,260 |
Housing Distribution
Address Breakdown
Residential
8,712
Single Family
6,085
Multi-Family
2,627
Businesses
1,410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1970
2 sqft lot
$N/A/sqft
$706 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33609, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,835 (100%) |
| Owner Occupied HU | 5,516 (56.1%) |
| Renter Occupied HU | 3,587 (36.5%) |
| Vacant Housing Units | 732 ( 7.4%) |
| Median Home Value | $636,457 |
| Average Home Value | $785,260 |
Housing Distribution
Address Breakdown
Residential
8,712
Single Family
6,085
Multi-Family
2,627
Businesses
1,410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrey Markov • ANMARK REALTY LLC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #A4650396
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511