147 Beartown RdPt CraneNY13833
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 147 Beartown Rd, Pt Crane, NY, 13833 in Pt Crane. Priced at $170,000, it generates $2,233/mo in gross rent and $1,098/mo in net monthly cash flow, a 15.76% yield that comfortably supports the 2.92 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,176. Five-year appreciation: $46,968. Equity from principal paydown: $1,566/yr. Total projected cumulative return: $135,492.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.8% | 6.2% |
| Monthly Cash Flow | $1,098 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,233 |
| Total Monthly Debt Service | $1,068 |
| DSCR Ratio | 2.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
5.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13833, Port Crane, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,948 (100%) |
| Owner Occupied HU | 1,433 (73.6%) |
| Renter Occupied HU | 291 (14.9%) |
| Vacant Housing Units | 224 (11.5%) |
| Median Home Value | $178,545 |
| Average Home Value | $253,564 |
Housing Distribution
Address Breakdown
Residential
1,615
Single Family
1,547
Multi-Family
68
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
5.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13833, Port Crane, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,948 (100%) |
| Owner Occupied HU | 1,433 (73.6%) |
| Renter Occupied HU | 291 (14.9%) |
| Vacant Housing Units | 224 (11.5%) |
| Median Home Value | $178,545 |
| Average Home Value | $253,564 |
Housing Distribution
Address Breakdown
Residential
1,615
Single Family
1,547
Multi-Family
68
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lee A. Tokos • EXIT REALTY HOMEWARD BOUND
Mls Name: GBMLS
Mls Provider:
Mls ID: #331389
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.