146 Main St #2DClintonMA01510
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 146 Main St #2D, Clinton, MA, 01510 in Clinton is the 1.54 coverage ratio: rent of $2,318/mo versus a $1,506/mo debt payment on a $335,000 property. Rental yield 8.3%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $92,554 by year five, with $3,085/yr in equity from paydown. Total projected cumulative return: $123,445.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.0% |
| Monthly Cash Flow | $(78) | $550 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,318 |
| Total Monthly Debt Service | $2,263 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
N/A lot
$N/A/sqft
$285 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
N/A lot
$N/A/sqft
$285 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Patricia Magalhaes • Settlers Realty Group, LLC
Mls Name: MLS PIN
Mls ID: #73376931
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