146 Hudson StJessupPA18434
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 146 Hudson St, Jessup, PA, 18434 in Jessup: $1,331/mo in rent, $283/mo in net income, 9.99% gross yield, 1.78 DSCR, all at $166,600. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $46,029 in appreciation and $1,534/yr in principal paydown projects total cumulative return of $78,863.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $283 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,331 |
| Total Monthly Debt Service | $1,025 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18434, Jessup, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,976 (100%) |
| Owner Occupied HU | 1,282 (64.9%) |
| Renter Occupied HU | 538 (27.2%) |
| Vacant Housing Units | 156 ( 7.9%) |
| Median Home Value | $188,441 |
| Average Home Value | $211,168 |
Housing Distribution
Address Breakdown
Residential
1,911
Single Family
1,793
Multi-Family
118
Businesses
139
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18434, Jessup, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,976 (100%) |
| Owner Occupied HU | 1,282 (64.9%) |
| Renter Occupied HU | 538 (27.2%) |
| Vacant Housing Units | 156 ( 7.9%) |
| Median Home Value | $188,441 |
| Average Home Value | $211,168 |
Housing Distribution
Address Breakdown
Residential
1,911
Single Family
1,793
Multi-Family
118
Businesses
139
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maria Muchal Berta • REALTY NETWORK GROUP
Mls Name: GSBR
Mls Provider:
Mls ID: #SC253923
Disclaimer: Information provided by the Greater Scranton Board of REALTORS MLS. Information is for consumers personal noncommercial use, and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing. Consult the specific municipality for permitted Zoning uses.