146 E Wisconsin AveSebringOH44672



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow146 E Wisconsin Ave, Sebring, OH, 44672 in Sebring earns its strong cash-flow label: 13.17% yield, $1,256/mo rent, $503/mo net income, DSCR 2.44. The $114,490 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $31,631 by year five. Combined with $1,054/yr in principal paydown, total projected return reaches $75,996.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.2% | 6.2% |
| Monthly Cash Flow | $503 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,256 |
| Total Monthly Debt Service | $708 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1911
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44672, Sebring, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,433 (100%) |
| Owner Occupied HU | 1,191 (49.0%) |
| Renter Occupied HU | 859 (35.3%) |
| Vacant Housing Units | 383 (15.7%) |
| Median Home Value | $135,280 |
| Average Home Value | $172,681 |
Housing Distribution
Address Breakdown
Residential
2,116
Single Family
1,694
Multi-Family
422
Businesses
131



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1911
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44672, Sebring, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,433 (100%) |
| Owner Occupied HU | 1,191 (49.0%) |
| Renter Occupied HU | 859 (35.3%) |
| Vacant Housing Units | 383 (15.7%) |
| Median Home Value | $135,280 |
| Average Home Value | $172,681 |
Housing Distribution
Address Breakdown
Residential
2,116
Single Family
1,694
Multi-Family
422
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











