146 Carlsbad CircleVacavilleCA95687
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 146 Carlsbad Circle, Vacaville, CA, 95687 in Vacaville at $419,900 earns $2,724/mo in rent and nets $34/mo after the $1,888/mo payment, a 7.78% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $116,011 over five years. Ziffy Mortgage underwrites this on a 1.44 DSCR without U.S. credit history. With $3,867/yr in principal paydown, total projected return reaches $161,848.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $34 | $1,000 |
City averages based on Vacaville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,724 |
| Total Monthly Debt Service | $2,523 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
5,662 sqft lot
$N/A/sqft
$92 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95687, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,485 (100%) |
| Owner Occupied HU | 15,822 (62.1%) |
| Renter Occupied HU | 8,727 (34.2%) |
| Vacant Housing Units | 936 ( 3.7%) |
| Median Home Value | $629,346 |
| Average Home Value | $639,270 |
Housing Distribution
Address Breakdown
Residential
25,066
Single Family
20,621
Multi-Family
4,445
Businesses
878
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
5,662 sqft lot
$N/A/sqft
$92 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95687, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,485 (100%) |
| Owner Occupied HU | 15,822 (62.1%) |
| Renter Occupied HU | 8,727 (34.2%) |
| Vacant Housing Units | 936 ( 3.7%) |
| Median Home Value | $629,346 |
| Average Home Value | $639,270 |
Housing Distribution
Address Breakdown
Residential
25,066
Single Family
20,621
Multi-Family
4,445
Businesses
878
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jimmy Castro • RE/MAX Gold
Mls Name: BAREIS
Mls Provider:
Mls ID: #325053154
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