146 Azalea DrEast StroudsburgPA18301



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 146 Azalea Dr, East Stroudsburg, PA, 18301 in East Stroudsburg deserves attention. This $270,000 property earns $2,839/mo in rent, a 12.62% gross yield, and nets $1,060/mo after the $1,214/mo payment. DSCR 2.34 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $74,596 compounds alongside $2,487/yr in yearly equity build, for a total cumulative return of $171,089.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 7.8% |
| Monthly Cash Flow | $1,060 | $1,250 |
City averages based on East Stroudsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,839 |
| Total Monthly Debt Service | $1,672 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.41 Acres lot
$N/A/sqft
$120 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18301, East Stroudsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,321 (100%) |
| Owner Occupied HU | 6,758 (59.7%) |
| Renter Occupied HU | 3,292 (29.1%) |
| Vacant Housing Units | 1,271 (11.2%) |
| Median Home Value | $306,282 |
| Average Home Value | $348,671 |
Housing Distribution
Address Breakdown
Residential
10,658
Single Family
10,302
Multi-Family
356
Businesses
773



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1987
0.41 Acres lot
$N/A/sqft
$120 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18301, East Stroudsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,321 (100%) |
| Owner Occupied HU | 6,758 (59.7%) |
| Renter Occupied HU | 3,292 (29.1%) |
| Vacant Housing Units | 1,271 (11.2%) |
| Median Home Value | $306,282 |
| Average Home Value | $348,671 |
Housing Distribution
Address Breakdown
Residential
10,658
Single Family
10,302
Multi-Family
356
Businesses
773
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Loren K. Keim Jr. • CENTURY 21 Keim Realtors
Mls Name: GLVR
Mls Provider:
Mls ID: #757601
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








