1458 Cactusridge StSan DiegoCA92105
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1458 Cactusridge St, San Diego, CA, 92105 in San Diego is a solid income-producing rental, 9.06% gross yield, $6,974/mo rent, $1,013/mo net cash flow on a $924,000 buy. DSCR 1.68 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $255,284 and $8,510/yr in principal reduction project a total cumulative return of $416,613.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 4.8% |
| Monthly Cash Flow | $1,013 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,974 |
| Total Monthly Debt Service | $5,593 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
3,686 sqft lot
$N/A/sqft
$245 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92105, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,296 (100%) |
| Owner Occupied HU | 6,586 (29.5%) |
| Renter Occupied HU | 14,794 (66.4%) |
| Vacant Housing Units | 916 ( 4.1%) |
| Median Home Value | $680,644 |
| Average Home Value | $791,591 |
Housing Distribution
Address Breakdown
Residential
21,939
Single Family
13,879
Multi-Family
8,060
Businesses
865
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
3,686 sqft lot
$N/A/sqft
$245 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92105, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,296 (100%) |
| Owner Occupied HU | 6,586 (29.5%) |
| Renter Occupied HU | 14,794 (66.4%) |
| Vacant Housing Units | 916 ( 4.1%) |
| Median Home Value | $680,644 |
| Average Home Value | $791,591 |
Housing Distribution
Address Breakdown
Residential
21,939
Single Family
13,879
Multi-Family
8,060
Businesses
865
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices