14564 Elm StSan LeandroCA94579
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 14564 Elm St, San Leandro, CA, 94579 in San Leandro: $5,485/mo in rent, $666/mo in net income, 8.45% gross yield, 1.57 DSCR, all at $779,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $215,223 in appreciation and $7,175/yr in principal paydown projects total cumulative return of $338,219.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $666 | $1,200 |
City averages based on San Leandro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,485 |
| Total Monthly Debt Service | $4,509 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94579, San Leandro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,978 (100%) |
| Owner Occupied HU | 4,919 (70.5%) |
| Renter Occupied HU | 1,884 (27.0%) |
| Vacant Housing Units | 175 ( 2.5%) |
| Median Home Value | $825,394 |
| Average Home Value | $840,397 |
Housing Distribution
Address Breakdown
Residential
7,094
Single Family
6,416
Multi-Family
678
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94579, San Leandro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,978 (100%) |
| Owner Occupied HU | 4,919 (70.5%) |
| Renter Occupied HU | 1,884 (27.0%) |
| Vacant Housing Units | 175 ( 2.5%) |
| Median Home Value | $825,394 |
| Average Home Value | $840,397 |
Housing Distribution
Address Breakdown
Residential
7,094
Single Family
6,416
Multi-Family
678
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices