1456 E Philadelphia Ave #132OntarioCA91761
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1456 E Philadelphia Ave #132, Ontario, CA, 91761 in Ontario speaks for itself: 38.53% gross on a $135,900 price, generating $4,363/mo in rent and $3,523/mo in net income after the $611/mo debt service. DSCR 7.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $42,270 stacks alongside $37,547 in projected five-year appreciation and $1,252/yr in principal reduction. Projected total cumulative return: $278,230.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 38.5% | 6.0% |
| Monthly Cash Flow | $3,523 | $1,500 |
City averages based on Ontario market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,363 |
| Total Monthly Debt Service | $787 |
| DSCR Ratio | 5.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91761, Ontario, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,119 (100%) |
| Owner Occupied HU | 14,290 (67.7%) |
| Renter Occupied HU | 6,168 (29.2%) |
| Vacant Housing Units | 661 ( 3.1%) |
| Median Home Value | $621,461 |
| Average Home Value | $617,077 |
Housing Distribution
Address Breakdown
Residential
20,126
Single Family
18,300
Multi-Family
1,826
Businesses
3,899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91761, Ontario, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,119 (100%) |
| Owner Occupied HU | 14,290 (67.7%) |
| Renter Occupied HU | 6,168 (29.2%) |
| Vacant Housing Units | 661 ( 3.1%) |
| Median Home Value | $621,461 |
| Average Home Value | $617,077 |
Housing Distribution
Address Breakdown
Residential
20,126
Single Family
18,300
Multi-Family
1,826
Businesses
3,899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices