1455 Garfield RoadAshlandME04732
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 1455 Garfield Road, Ashland, ME, 04732 in Ashland earns a 10.18% gross yield at $162,000. Rent of $1,374/mo nets $352/mo after the $728/mo mortgage. The 1.89 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $44,758 and $1,492/yr in equity accumulation project a total cumulative return of $84,193.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.5% |
| Monthly Cash Flow | $352 | $850 |
City averages based on Ashland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,374 |
| Total Monthly Debt Service | $958 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04732, Ashland, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 963 (100%) |
| Owner Occupied HU | 595 (61.8%) |
| Renter Occupied HU | 116 (12.0%) |
| Vacant Housing Units | 252 (26.2%) |
| Median Home Value | $160,119 |
| Average Home Value | $201,202 |
Housing Distribution
Address Breakdown
Residential
360
Single Family
336
Multi-Family
24
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04732, Ashland, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 963 (100%) |
| Owner Occupied HU | 595 (61.8%) |
| Renter Occupied HU | 116 (12.0%) |
| Vacant Housing Units | 252 (26.2%) |
| Median Home Value | $160,119 |
| Average Home Value | $201,202 |
Housing Distribution
Address Breakdown
Residential
360
Single Family
336
Multi-Family
24
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Fields Realty LLC
Mls Name: Maine Listings
Mls Provider:
Mls ID: #1621849
Disclaimer: Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. 2025 Maine Real Estate Information System, Inc. All Rights Reserved. Equal Housing Opportunity. Zillow Inc. 415 Congress St #202 Portland, ME 04101 (207) 220-3782