1454 15th StImperial BeachCA91932
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1454 15th St, Imperial Beach, CA, 91932 in Imperial Beach speaks for itself: 10.92% gross on a $525,000 price, generating $4,776/mo in rent and $1,193/mo in net income after the $2,361/mo debt service. DSCR 2.02, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,311 stacks alongside $145,048 in projected five-year appreciation and $4,835/yr in principal reduction. Projected total cumulative return: $277,288.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 5.2% |
| Monthly Cash Flow | $1,193 | $300 |
City averages based on Imperial Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,776 |
| Total Monthly Debt Service | $3,375 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1986
N/A lot
$N/A/sqft
$330 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91932, Imperial Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,139 (100%) |
| Owner Occupied HU | 3,032 (29.9%) |
| Renter Occupied HU | 6,365 (62.8%) |
| Vacant Housing Units | 742 ( 7.3%) |
| Median Home Value | $883,246 |
| Average Home Value | $945,678 |
Housing Distribution
Address Breakdown
Residential
9,970
Single Family
7,157
Multi-Family
2,813
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1986
N/A lot
$N/A/sqft
$330 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91932, Imperial Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,139 (100%) |
| Owner Occupied HU | 3,032 (29.9%) |
| Renter Occupied HU | 6,365 (62.8%) |
| Vacant Housing Units | 742 ( 7.3%) |
| Median Home Value | $883,246 |
| Average Home Value | $945,678 |
Housing Distribution
Address Breakdown
Residential
9,970
Single Family
7,157
Multi-Family
2,813
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices