14531 Styx River RdStapletonAL36578
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder14531 Styx River Rd, Stapleton, AL, 36578 in Stapleton is a solid income-producing rental, 7.44% gross yield, $4,213/mo rent, $379/mo net cash flow on a $679,331 buy. DSCR 1.38 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $187,687 and $6,257/yr in principal reduction project a total cumulative return of $280,339.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.0% |
| Monthly Cash Flow | $379 | $1,200 |
City averages based on Stapleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,213 |
| Total Monthly Debt Service | $3,564 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36578, Stapleton, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 857 (100%) |
| Owner Occupied HU | 686 (80.0%) |
| Renter Occupied HU | 130 (15.2%) |
| Vacant Housing Units | 41 ( 4.8%) |
| Median Home Value | $287,500 |
| Average Home Value | $320,434 |
Housing Distribution
Address Breakdown
Residential
725
Single Family
725
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36578, Stapleton, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 857 (100%) |
| Owner Occupied HU | 686 (80.0%) |
| Renter Occupied HU | 130 (15.2%) |
| Vacant Housing Units | 41 ( 4.8%) |
| Median Home Value | $287,500 |
| Average Home Value | $320,434 |
Housing Distribution
Address Breakdown
Residential
725
Single Family
725
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amber Peed • Waters Edge Realty
Mls Name: Baldwin Realtors
Mls Provider:
Mls ID: #380465
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.