1453 Kate Cecil WayYorkSC29745
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1453 Kate Cecil Way, York, SC, 29745 in York speaks for itself: 14.26% gross on a $352,999 price, generating $4,194/mo in rent and $2,093/mo in net income after the $1,587/mo debt service. DSCR 2.64, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $25,112 stacks alongside $97,527 in projected five-year appreciation and $3,251/yr in principal reduction. Projected total cumulative return: $268,208.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.3% | 6.2% |
| Monthly Cash Flow | $2,093 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,194 |
| Total Monthly Debt Service | $1,961 |
| DSCR Ratio | 2.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29745, York, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,440 (100%) |
| Owner Occupied HU | 11,579 (80.2%) |
| Renter Occupied HU | 2,161 (15.0%) |
| Vacant Housing Units | 700 ( 4.8%) |
| Median Home Value | $365,087 |
| Average Home Value | $403,270 |
Housing Distribution
Address Breakdown
Residential
13,823
Single Family
13,578
Multi-Family
245
Businesses
682
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29745, York, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,440 (100%) |
| Owner Occupied HU | 11,579 (80.2%) |
| Renter Occupied HU | 2,161 (15.0%) |
| Vacant Housing Units | 700 ( 4.8%) |
| Median Home Value | $365,087 |
| Average Home Value | $403,270 |
Housing Distribution
Address Breakdown
Residential
13,823
Single Family
13,578
Multi-Family
245
Businesses
682
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Josh Allen • M/I Homes
Mls Name: Canopy MLS as distributed by MLS GRID
Mls ID: #4294072