145 Spaulding Ave WBattle CreekMI49037
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 145 Spaulding Ave W, Battle Creek, MI, 49037 in Battle Creek. Rental yield 6.71%. The 1.31 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $39,232 and $1,308/yr in principal reduction project total return of $47,757.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 8.2% |
| Monthly Cash Flow | $(151) | $450 |
City averages based on Battle Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $838 |
| Total Monthly Debt Service | $880 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
0.95 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
0.95 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tawni Makley • Freshwater Properties
Mls Name: MichRIC
Mls Provider:
Mls ID: #25020926
Disclaimer: Information is deemed reliable but not guaranteed. Copyright 2025 MichRIC, LLC. All rights reserved.