145 South St APT 18WalpoleMA02081
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Walpole rental at 145 South St APT 18, Walpole, MA, 02081 sits in the solid-income band: 9.08% gross yield, $4,048/mo rent, $381/mo net after the $2,406/mo debt service, DSCR 1.68. Entry price of $535,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $147,811 and $4,927/yr in principal reduction bring total cumulative return to $246,624.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.0% |
| Monthly Cash Flow | $381 | $1,200 |
City averages based on Walpole market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,048 |
| Total Monthly Debt Service | $3,159 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1990
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02081, Walpole, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,318 (100%) |
| Owner Occupied HU | 6,070 (73.0%) |
| Renter Occupied HU | 1,694 (20.4%) |
| Vacant Housing Units | 554 ( 6.7%) |
| Median Home Value | $756,290 |
| Average Home Value | $818,774 |
Housing Distribution
Address Breakdown
Residential
7,865
Single Family
6,490
Multi-Family
1,375
Businesses
837
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1990
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02081, Walpole, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,318 (100%) |
| Owner Occupied HU | 6,070 (73.0%) |
| Renter Occupied HU | 1,694 (20.4%) |
| Vacant Housing Units | 554 ( 6.7%) |
| Median Home Value | $756,290 |
| Average Home Value | $818,774 |
Housing Distribution
Address Breakdown
Residential
7,865
Single Family
6,490
Multi-Family
1,375
Businesses
837
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73492117