145 S Main StSeven ValleysPA17360
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 145 S Main St, Seven Valleys, PA, 17360 in Seven Valleys: $2,270/mo in rent, $698/mo net, 11.35% gross yield, all on a $240,000 acquisition. The 2.10 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $66,308 in value, and $2,210/yr in principal paydown steadily builds equity. Projected total cumulative return: $136,266.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $698 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,270 |
| Total Monthly Debt Service | $1,477 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17360, Seven Valleys, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,489 (100%) |
| Owner Occupied HU | 1,980 (79.6%) |
| Renter Occupied HU | 418 (16.8%) |
| Vacant Housing Units | 91 ( 3.7%) |
| Median Home Value | $333,884 |
| Average Home Value | $351,198 |
Housing Distribution
Address Breakdown
Residential
2,360
Single Family
2,360
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17360, Seven Valleys, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,489 (100%) |
| Owner Occupied HU | 1,980 (79.6%) |
| Renter Occupied HU | 418 (16.8%) |
| Vacant Housing Units | 91 ( 3.7%) |
| Median Home Value | $333,884 |
| Average Home Value | $351,198 |
Housing Distribution
Address Breakdown
Residential
2,360
Single Family
2,360
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Adam Flinchbaugh • Keller Williams Keystone Realty
Mls Name: Bright MLS
Mls ID: #PAYK2090440