145 S Geranium LnFayettevilleAR72704
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder145 S Geranium Ln, Fayetteville, AR, 72704 in Fayetteville earns a respectable 7.75% gross yield at $362,000, but after the $1,628/mo mortgage the net cash flow is $139/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.22) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $100,014 over five years, making equity the dominant return driver. Total projected return: $122,795.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.8% |
| Monthly Cash Flow | $139 | $450 |
City averages based on Fayetteville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,979 |
| Total Monthly Debt Service | $2,057 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
7,405 sqft lot
$N/A/sqft
$300 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
7,405 sqft lot
$N/A/sqft
$300 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Briana Ruff • Realty ONE Group Sapphire
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1307944
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