145 River RdJunction CityOR97448
INVESTMENT ANALYSIS
Investment Verdict
Solid Income145 River Rd, Junction City, OR, 97448 in Junction City is a solid income-producing rental, 8.49% gross yield, $1,762/mo rent, $259/mo net cash flow on a $249,000 buy. DSCR 1.57 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $68,794 and $2,293/yr in principal reduction project a total cumulative return of $110,913.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $259 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,762 |
| Total Monthly Debt Service | $1,404 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97448, Junction City, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,873 (100%) |
| Owner Occupied HU | 4,080 (69.5%) |
| Renter Occupied HU | 1,545 (26.3%) |
| Vacant Housing Units | 248 ( 4.2%) |
| Median Home Value | $550,854 |
| Average Home Value | $620,056 |
Housing Distribution
Address Breakdown
Residential
5,685
Single Family
5,407
Multi-Family
278
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97448, Junction City, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,873 (100%) |
| Owner Occupied HU | 4,080 (69.5%) |
| Renter Occupied HU | 1,545 (26.3%) |
| Vacant Housing Units | 248 ( 4.2%) |
| Median Home Value | $550,854 |
| Average Home Value | $620,056 |
Housing Distribution
Address Breakdown
Residential
5,685
Single Family
5,407
Multi-Family
278
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Terry Cummings • RE/MAX Integrity
Mls Name: RMLS (OR)
Mls ID: #705593570